Special Interest Group:


In association with:

Polygon Group

Loss or damage to property can happen in numerous ways and involve all sorts of different property. The CILA Property SIG Committee brings together a group of experienced property adjusters who have handled many such claims in their career. The group is committed to technical expertise in claims handling and regularly produces material which promotes thought and reflection on how to approach and overcome common challenges in claims. The committee also strives to keep members informed of industry developments, with several committee members contributing to industry discussions and initatives relevant to property claims handling.

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SIG Committee


Mike Weatherhead - Vericlaim

Deputy Chairmen

  • Neil Baldwin - Vericlaim
  • Paul Redington - Zurich


  • John Carey - Crawford & Company
  • David Damsell - Crawford & Company
  • Mike Farley - Woodgate and Clark
  • Simon Hurst – Willis Towers Watson
  • Alister Jupp - Crawford & Company
  • Toby Knight - McLarens
  • Mike McLean - Cunningham Lindsey
  • Joyce Redfearn – Stream Claims Services

Latest Updates

This presentation was delivered as part of the CILA Conference 2017 programme. The session was led by Warren Haydock who provided an overview of the role of Pool Re in providing terrorism reinsurance to the UK property market and the impact on loss adjusters attending such terrorism claims. Warren was followed by Ed Butler who provided a summary of the year’s tragic terror incidents, an analysis of this unprecedented and global phenomena and a forecast of possible terror scenarios for the future.

Warren Haydock, Technical Manager Claims, Pool Re
Ed Butler CBE DSO, Head of Risk Analysis, Pool Re

UK Terrorism – Pool Re’s role in a year of evolving terror for the UK; what and where next?

This paper provides an overview of VAT and the impact it may have on property claims. Different VAT statuses are discussed, including partial exemption, zero rated and “opt to tax”.

The paper highlights why VAT may have an impact on property claims from both a building repair and sums insured perspective. The author also explains how commercial property owners can “opt to tax” or not and the potential effects of this. The criteria for zero rated building works is highlighted and readers are also provided with useful reference sources, including HMRC guidance and how to check a VAT number.

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An Insight into Insurance Rebuilding Costs is a practical and comprehensive guide to calculating rebuilding costs as a loss adjuster. The paper was written by John Carey of the CILA Property SIG. John is both a Chartered Loss Adjuster and Chartered Surveyor with considerable experience in the handling of property claims. The paper first outlines the background to calculating rebuilding costs and how the adequacy of the sum insured may be considered within insurance policies. Readers are then guided through the practical aspects of obtaining measurements and use of the BCIS guides when dealing with different types of property.

This paper by the CILA Property SIG is intended as a guidance document to understanding commercial leases, particularly in the context of dealing with insurance claims involving tenanted premises. The general areas covered are: purpose of a lease, structure of a typical lease, important parts in relation to insurance claims and claims issues.

This section contains a short series of images with brief explanations intended to illustrate key points and findings in forensic fire investigation.

The series is provided by one of our Property SIG sponsors, IFIC Forensics. The series will be added to over time and images may be changed to provide variety so please check the series regularly. We hope you will find the series useful and informative and welcome any feedback.

We thank IFIC Forensics for their contribution.



Searching for SIG material?

Have a look in the CILA Technical library. Papers and presentations that were previously produced by our SIGs are often filed there for the benefit of members.

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Property SIG in association with:


  • Fully Furnished

  • IFIC Forensics

  • Smithers Purslow