Having worked in the Middle East for over four years, I can say that it is one of the most diverse and exciting places to be a loss adjuster.
We work almost exclusively on commercial losses, of all sizes up to mega claims in excess of $100m. The scope of these losses spans virtually all classes and perils, which means your skills are always being put to the test. Fortunately I work with a very talented team.
In many ways it is a very traditional market, which can be appealing to some people in our profession. The market comprises a full range of clients, local cedants, local and international brokers, regional and international insurers and reinsurers who value what Chartered Loss Adjusters can provide.
Of course, one way in which it differs dramatically from countries such as the UK is the weather. There appear to be only two seasons in the Middle East – hot and very hot. Virtually everywhere is air-conditioned which makes it manageable, but when you’re dealing with a loss such as a high-rise fire or large industrial loss in the middle of summer and the electricity has been turned off, it can be pretty tough.
In terms of living in the Middle East, Dubai is a wonderful city. It is a unique and diverse environment, which is also very safe, tolerant and offers the opportunity for a fabulous social life. There are of course rules to be followed and this needs to be recognized, but if you stay within those rules it offers a great place to live.
From a career perspective, transferring to Dubai proved a great decision and that is echoed by many who have made the move. It is 7 hours from London and whilst there are compromises to be made – living away from home, friends and family – it is a great place to be and I highly recommend it.
Brian Clark ACII FCILA is the Executive Director for Crawford & Company Middle East