The handling of High Net Worth & Specie claims often requires a bespoke approach due to the nature of the items insured, the circumstances of the policyholder and the (sometimes tailor-made) insurance cover that has been arranged. The CILA High Net Worth & Specie Committee is made up of individuals who are experienced in this type of claims handling and have a strong appreciation of the high net worth customer. The committee supports the development of CILA members by sharing their knowledge and experiences and by providing a window into this interesting sector of the insurance market.

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SIG Committee


Helena Evans - Criterion Adjusters Ltd


  • Tim Carpenter - McLarens
  • Kevin Dinsdale - Crawford & Company
  • Sarah Hawkins - Quadra Claims Services
  • Steve Hayes - Sedgwick International UK
  • Justin Ingram - Davies  Group Ltd
  • Hayden Pyle - Hiscox
  • Andrew Sorrell - Sedgwick International UK
  • Alex Wakefield - McLarens
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This presentation was delivered as part of the CILA Conference 2016 programme. The session explored the growth and development of Contractors All Risks (CAR) insurance for high net worth homes. The speakers shared their experiences of this new and evolving market, including the approach to claims and issues that can arise. Tim Carpenter of Cunningham Lindsey provided an adjuster perspective with the use of case studies.

Bill Wilson, Director UK Operations, Insurance Engineering Services
Matt Deaville, Partner, Kennedys
Tim Carpenter, Regional Manager (Private Client Services), Cunningham Lindsey

CILA Conference 2016 - What CAR for High Net Worth Homes



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