Liability
Environmental Liability Directive 2004
This Directive came into force in April 2004 and is required to be transposed into national law by 30 April 2007. The Directive can be accessed through the...
Understanding the Commercial All Risks Policy - JRM Ball
This paper is prepared with loss adjusters and others investigating claims under the commercial all risks policy in mind. It is based on the ABI all risks...
Mesothelioma – The Law Turns Full Circle
The past few years have witnessed a remarkable amount of litigation surrounding a number of issues relating to the liability of employers to pay...
Kyle Bay Ltd t/a Astons Nightclub v Underwriters Subscribing under Policy No. 019057/08/01 [2007]
This case relates to a business interruption settlement which was reduced by the application of average.
Who’s Afraid Of The Hard Market?
The perceived wisdom is that a rise in insurance rates – and the accompanying increase in risk retention – is disadvantageous to our profession. But that is a gross over simplification...
Major Loss Management…A Crisis on the Horizon?
Most insurers worldwide will remember the year 2001 as the year the insurance market changed, possibly forever. Covering risk is not cheap and those who...
Technology and Claims
As a wide-eyed graduate working for ICL on systems resembling Mission Control when computers were huge and engineers were nervous, I felt it wise to duck the question...
Product Liability - A Successful Slaughter Programme
On 24 November 2003, Sigma Claims Solutions received instructions from a Lloyd’s syndicate to deal with an unusual problem involving the tainting of beef in an abattoir...
Insurers’ Rights Of Subrogation – Clash With The "Public Interest"?
The insurance industry has this in common with the legal profession: we are aware and have been for some time that we are not popular with the general public...

