CILA - The Chartered Institute of Loss Adjusters

Special Interest Group:Subsidence

Subsidence and Trees - A Soils Perspective - Adrian Howorth and David O’Sullivan

This paper considers the relationships between Policyholders, Insurers and Local Authorities as tree owners and reviews the positions taken by each when settling Insurance claims arising from subsidence damage. The paper seeks to promote faster and more amicable resolution of claims between the parties based upon better engineering assessment of soils.

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