CILA - The Chartered Institute of Loss Adjusters

Sub-Contractors of any Tier - What's Wrong with it? - Geoff Lord

This paper looks at a question posed at the CILA Question Time event earlier this year:

CAR and EAR Single Project Policies contain as part of the definition of “Insured” the words "Sub-Contractors of any Tier". Why, despite the use of those words, are sub-contractors often not insured and should some other form of words be used?

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