Special Interest Group:


“All houses have cracks” so what is required in Subsidence (and heave and landslip) claims is the ability to investigate whether the damage is due to ground movement or superstructure defect and, if ground movement, understanding the cause and determining the best resolution, whether to try and stop or accommodate the movement.  Such situations are best resolved by specialists, usually (but not exclusively) surveyors or engineers with insurance expertise. Changes in weather and climate continually challenge standards and rules of thumb. The CILA Subsidence SIG committee share developing wisdom so that our profession can best serve insurers and consumers.

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SIG Committee


Neil Curling - Lloyds Banking Group


  • Neil Crawford - Crawford & Company
  • Nick Deakin - RSA Group
  • Mark Griffiths - Davies Group Ltd
  • Tom Griffiths - Constructive Response
  • Patrick Isaacs - Cunningham Lindsey UK
  • Iain MacLean - Iain MacLean Consultancy Limited
  • John Parvin - Zurich
  • Kevin Terry - QuestGates

Latest Updates

This Agreement relates to claims arising under policies covering domestic properties owned by an insured in a personal capacity and situated in Great Britain, Northern Ireland, Isle of Man and the channel Islands, where there has been a Change of Insurer (but not a change of ownership of the insured property), where the insured event of Subsidence and/or Heave and/or Landslip has/have occurred causing damage to the insured property.


Searching for CILA technical material or text books?

We are currently reviewing all of the technical material that we previously published on our old website. This is part of a project to create a new online technical library for CILA members which will be launched later in 2016.

If you are a member and want to access a specific piece of technical material (which you know was previously published on our old website), you can request this by emailing . Please provide as much information as possible to assist us in locating the item.

CILA text books can still be purchased from our publishers, Witherby. Simply visit their website at http://www.witherbyinsurance.com/categories/loss-adjusting.html

The text book, Property Insurance Law and Claims, can be purchased at a discounted price of £60 if you are a CILA member. Enter the promotional code, CILA60MEMBER. Those who are entered to sit a CILA exam may purchase this book at a further discounted price of £30. Please email with your full name and details of the CILA exam/s you have entered.